FAQs

Page updated on: 30/11/2018

No, they are for anyone who cannot afford a suitable home for their family on the open market.  For instance, a family with a disabled family member may have a home which cannot be adapted, and may not be able to afford a more suitable home on the open market.  Or, a householder may have bought a home with a partner but had to sell the home when the relationship ended and cannot afford to buy a new home on the open market.

You must be registered with us, and we recommend that you sign up to receive our e-newsletter.  We will contact you to let you know about homes coming up in areas you are interested in.

If you are interested in a particular development, we will ask for more financial details from you, including a mortgage certificate.  We will then prioritise households according to our allocations policy.  We will contact you to let you know if you have been successful and the next steps you will need to take.

Yes. As many new homes as possible will be offered for sale while they are still being built.  That way, the sale can be agreed well in advance, and you can move in as soon as the home is ready.  It may also give you a chance to agree any choices the building contractor will offer, such as solar panels or choices of kitchen units.

Yes, you must keep to the conditions of the legal agreement you signed when you bought your home.

Typical conditions include:

  • the percentage of your home that you can sell;
  • that it can only be sold to someone who we approve as needing an affordable home; and
  • the new owner must live or work in Carmarthenshire.

No, we will keep our percentage so that the home remains affordable for future applicants.

Yes. For example, if you have bought a two-bedroom home and your family increases in size, we would consider you for a three-bedroom affordable home, as long as you sell your current home under the affordable criteria.

However, we cannot always guarantee that you will be able to sell your home at the same time as we can offer you another one.

No, you do not pay any rent on top of the repayments of the amount you borrowed.