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LABC Warranty

LABC Warranty works in partnership with LABC (Local Authority Building Control) to provide you with a complete range of developer services to support construction from start to finish: from residential and non-residential warranties, right through to assessments and testing.

Why is a structural warranty needed?

In order to obtain a mortgage, most banks and building societies require new buildings to have a structural warranty in place as it covers any risks that are not included in standard buildings insurance such as design, materials or workmanship. This is technically known as latent defects insurance. It also gives the client piece of mind.

This caters for speculative developers and builders covering conversions, new build and mixed use developments. The product recognises and rewards quality projects with competitive premiums and market-leading terms. Service and support is fast and seamless because of MDIS's experienced, dedicated customer service team.

The LABC New Home Warranty is a quality service offering specific competitive products for speculative residential housing, social housing and self build.

The LABC New Home Warranty scheme has been created in partnership between LABC, the representative body for Local Authority Building Control, and MD Insurance Services Limited (MDIS) the company that administers the scheme which is regulated by the Financial Services Authority (FSA).

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A competitive tailored solution covering shared-ownership, rented or key worker accommodation projects. Quality is rewarded with the same advantages given to speculative developers. Cover can be provided for either a 10 or 12 year period.

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Designed specifically for individuals building their own homes - both new build and conversions to provide peace of mind. Quality is rewarded through competitive premiums and excellent service based on MDIS's extensive experience of self build projects.

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LABC Commercial Warranty is for structural defects insurance for commercial buildings up to £15 million in value and, by arrangement, for buildings valued over £15 million. It is delivered by LABC via local authority building control departments in partnership with Oval Insurance Broking, with Allianz Global Corporate & Specialty (Allianz) as underwriters.

LABC Commercial Warranty provides a low cost way to avoid the high risks and legal complexities associated with collateral warranties. Most commercial properties are covered - offices, hotels, restaurants, factories, warehouses, surgeries, schools, shops, sports stadiums and many more.

Developers, owners, tenants and other users/occupiers are all insured.

To find out more or get a quote, please contact the LABC Warranty team at: Tel: 0845 054 0505

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Page updated on: 03/05/2016

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