Leaseholder Insurance Information
Page updated on: 09/01/2026
Leaseholders are required to arrange their own contents insurance to cover personal belongings within their property.
Please note that building insurance for the structure of the property is arranged by us. The cost of this insurance will be recharged to all leaseholders, and this charge will apply regardless of any separate arrangements made by the leaseholder. Leaseholders must not obtain their own building insurance, as this is already provided under our policy.
Frequently Asked Questions:
No. Building insurance for the structure of your property is arranged by us and is included in your recharge. You should not take out your own building insurance.
It covers the structure of the property, including walls, roof, and permanent fixtures. It does not cover your personal belongings.
Yes. You are responsible for arranging your own contents insurance to protect personal belongings inside your property.
Yes. The recharge for building insurance applies to all leaseholders regardless of any separate arrangements.
Please contact the Service Charge and Leaseholder Officer on 07393 762642 or email HousingRents@carmarthenshire.gov.uk
