Advice and support on debt

Page updated on: 06/03/2024

Getting out of debt and solving money worries can seem too difficult to face by yourself. We would always recommend speaking to someone for advice on how to manage your money.

If you are worried about mounting debt and struggling with money, talking to an advice agency in person can help you discuss your personal situation, and they can give advice on whether you may be entitled to benefits and what other help you may be able to access.

We know how difficult it is when you need support but don’t know where to turn - we want you to know that we are here for you, at your local Hwb we have a dedicated team of advisers who can help.

Our claim what's yours pages also offers quick links to benefits, advice and more.


Free debt advice

There are lots of organisations that offer free debt advice to help you with debt, money worries and budgets.


Citizens Advice Carmarthenshire

Provides free, confidential and impatial adviceon a wide range of issues including debt, benefits , housing and employment.

Digital Drop-in service  

Tel 01267 234488 / 01554 759626


National Debtline

Free debt advice online or over the phone.

Tel 0808 808 4000


Stepchange Debt Charity

Free money and debt advice online and over the phone.

Tel 0800 138 1111


The Money Charity

Provide education, information, advice and guidance to people of all ages, helping them to manage their money well and increase their financial wellbeing.


Money Helper

Free and impartial help with money.

Tel 0800 011 3797